Fees and funding (Home/EU)  

At the University of East London, we understand you have different financial needs and concerns. Our Student Money Advice and Rights Team (SMART)  provide personal advice about tuition fees and funding options, including our generous £2 million package of scholarships and bursaries.

Help and support

Choosing to study for a university degree is an investment in your future. The rewards will last a lifetime and enhance your job prospects from the day you graduate. According to the Confederation of British Industry (CBI), one in three jobs in UK businesses requires degree-level skills.

We appreciate that finance is one of the key considerations when you’re applying to university. It’s only natural to wonder how you will pay your tuition fees, living expenses and all of the costs associated with going to university.

That's why our Student Money Advice and Rights Team (SMART) is on hand to help you with any questions or problems you may have before and during your time as a student here.

The information on this page is for UK students makes references to the financial support available to home students who are resident in England.

If you’re resident in Scotland, Wales or Northern Ireland, please refer to the information sources below:

Student Awards Agency for Scotland
Student Finance Wales
Student Finance Northern Ireland

Need advice on money matters, scholarships or tuition fees?

Choosing to study for a university degree is an investment in your future. For guidance on the funding available and advice on how to keep control of your finances, contact our Student Money Advice and Rights Team (SMART).

Contact SMART

Tuition fees

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Tuition fees (Home /EU) 

All UK universities charge tuition fees, though most students are eligible for a Tuition Fee Loan so they are able to ‘study now and pay later’. It means you won’t have to pay any fees up front and you don’t have to start paying the fees back until you’re earning a reasonable income - currently set at over £21,000.
• No up-front fees
• Students don’t pay - graduates pay
• You only pay back your loan once you start work and earn more than £21,000 per year
• Graduates on average earn £12,000 per year more than non-graduates over their working lives.
Full-time tuition fees (home/EU)
For 2015/16, fees are £9,000 per year for new UK/EU students on full-time undergraduate courses. Fees for 2016/17 have yet to be confirmed. Please note that the cap on tuition fees charged by universities is determined by the UK Government.

Part-time tuition fees (home/EU)
For 2015/16, fees are £2,250 per 30 credit module for new UK/EU students on part-time undergraduate courses. Fees for 2016/17 have yet to be confirmed. 

Government loans and grants

    As a UK/EU student studying either full-time or part-time, you can apply for a government Tuition Fee Loan from Student Finance England to cover the cost of your tuition fees.

    This money is paid directly to the University of East London on your behalf. It means that you personally don’t have to pay anything upfront towards tuition fees before you begin your university education.

    If you’re a part-time student, you must be studying at an intensity of at least 25 per cent of what you’d be studying on an equivalent full-time course to be eligible for a tuition fee loan.

    To qualify for student finance, including tuition fee loans, you have to satisfy certain residence requirements. For most people, this means you must be living in England on the first day of your course, have been living in the UK for the three years immediately beforehand and do not have any restrictions on your stay in the UK.

    There are also other ways you can meet the requirements. For example, you may be eligible if you’re a refugee living in the UK. Read more.

    In general, you'll only be eligible for the finance package for higher education students if you're doing a first higher education qualification or are 'topping up' a lower-level higher education qualification. Usually, this means financial help for the length of your course. 

    The size of the Tuition Fee Loan available is linked to the amount the University of East London charges for your chosen course. For example, if your part-time tuition fees are £5,500, the maximum Tuition Fee Loan available will be £5,500. If your full-time fees are £9,000, the maximum Tuition Fee Loan available will be £9,000.

    The loans are not means-tested, so if you’re an eligible student you will be able to apply for the maximum amount, regardless of your household income.

    You can apply for a Tuition Fee Loan directly from the Student Loans Company.

    Tuition fee loan

    You only have to start repaying your Tuition Fee Loan after you have graduated or left your course and when you’re earning more than £21,000 a year. Repayments will be nine per cent of the amount earned above £21,000 and will usually begin in the April after you graduate or leave your course. 

    Interest will be added at a rate equal to inflation plus three per cent from the time you take out your loan until the date when repayment is due. From then on, the interest rate will vary according to your earnings.

    If you’re earning £21,000 or less, the interest rate will reduce to just the rate of inflation. If you’re earning more than £21,000, there’ll also be a real rate of interest added above the rate of inflation. The maximum rate of interest will remain at the rate of inflation plus three per cent if you’re earning £41,000 or above.

    HM Revenue and Customs collect the repayments. Either your employer will take your payments directly from your salary or, if you’re self-employed, HM Revenue and Customs will collect the repayments through the tax self-assessment system.

    If you earn less than £21,000 a year or stop working at any point, you won’t have to make any repayments during that period. If any of your loan is left unpaid after 30 years, it is written off.

    For some examples of repayments please refer to the table:

    Annual salary Monthly repayment
    £18,000          Nil
    £21,000          £7.50
    £25,000          £30.00 
    £30,000    £67.50 
    £35,000           £105.00 
    £40,000   £142.50 
    £45,000   £180.00

    Repaying your Tuition fees

    Living cost support for eligible students is available in two ways:

    Maintenance Grant: As a UK full-time student with a household income below £42,620, you may be entitled to a Maintenance Grant. This is paid on a sliding scale up to a maximum of £3,387, towards living costs such as food, accommodation and travel.

    You’ll receive the maximum grant if your household income is £25,000 or less, or a partial grant for household incomes between £25,001 and £42,620. The grant doesn't have to be paid back and is paid directly to you three times per year, at the same time as any loan payments.

    Please note that if you qualify for the Maintenance Grant, the size of the Maintenance Loan to which you are entitled will go down.

    For information about how to apply for Tuition Fee Loans, Maintenance Grants and Maintenance Loans, visit: www.gov.uk/student-finance/overview

    Maintenance Loan: This is available only to UK full-time students. The amount you can borrow is dependent on your household income and where you live and study. If you live/study in London, you receive a higher amount.

    You can get a maximum Maintenance Loan (also known as a living costs loan) of £8,000 to help with living expenses. This is paid directly to you in three instalments over the year. You repay this in the same way as your Tuition Fee Loan, i.e. when you finish your course and are earning more than £21,000 per year.

    The size of the loan you receive is partially means-tested and will also vary if you qualify for the maximum grant. Sixty-five per cent of the loan is non-means tested, which means everyone is entitled to this sum regardless of household income. Thirty-five per cent is means-tested. Your household income will be assessed by Student Finance England.

    For information about how to apply for Tuition Fee Loans, Maintenance Grants and Maintenance Loans visit www.gov.uk/student-finance/overview

    Special Support Grant: This is available only to full-time UK students. You may receive a Special Support Grant instead of a Maintenance Grant if you receive or qualify for Income Support, income-related Employment and Support Allowance, Housing Benefit or the housing element of Universal Credit.

    The amount you get is the same as the Maintenance Grant (ie. up to £3,387), but it won’t reduce the Maintenance Loan. You may get the Special Support Grant if, for example, you’re a lone parent or have certain disabilities.

    For information about how to apply for Tuition Fee Loans, Maintenance Grants and Maintenance Loans visit: www.gov.uk/student-finance/overview

    Help towards your living costs


    Additional Government grants and allowances

    As a higher education, full or part-time student living in England, you can apply for a Disabled Students’ Allowance (DSA) if you have a disability. This includes long-term health conditions, a mental health condition or a specific learning difficulty such as dyslexia.

    You must meet the definition of disability under the Equality Act 2010. The support you receive depends on your individual needs and not on income.

    You can get help with the costs of specialist equipment (up to £5,212 for the whole course), non-medical helpers (up to £20,725 a year for full-time students and £15,543 for part-time), extra travel costs because of your disability and a range of other disability-related costs of studying. Postgraduates can get a single allowance of up to £10,362 a year.

    For more information and details of how to apply, visit https://www.gov.uk/disabled-students-allowances-dsas#overview 

    Care leavers who are under 25 and are following a full-time programme of undergraduate study are eligible for a grant of £2,000 from their local authority. In addition, local authorities may make a contribution to postgraduate study. Care leaver students should contact their local authority for further details.

    You can find the contact details for your local authority by visiting  https://www.gov.uk/find-your-local-council
    If you’re a full-time UK student with an adult who is financially dependent on you, you may be eligible for an Adult Dependant's Grant of up to £2,668. The grant is means-tested on household income and is non-repayable.

    This is available for UK full-time students only. If you need childcare during your studies, you may be eligible for a Child Care Grant. The grant is means-tested and could provide up to 85 per cent of your childcare costs.

    The maximum grant available is £150.23 per week for one child or £257.55 per week for two or more children and is non-repayable. You may also be eligible to receive a Parents' Learning Allowance to help with additional costs you may incur during your study because you have children. This may be up to £1,523 per year. Again, the actual amount will depend on household income.

    For more information and details of how to apply, visit https://www.gov.uk/help-with-childcare-costs/support-while-you-study

    Undergraduates and postgraduates can get help with the costs of their teacher training. You can get student finance for the following full or part-time teacher training courses if you’re an undergraduate or postgraduate: Initial Teacher Training (ITT), Postgraduate Certificate of Education (PGCE) and School-Centred Initial Teacher Training (SCITT).

    For further information, visit the Department for Education website at http://www.education.gov.uk/get-into-teaching/funding
    National Health Service (NHS) courses are funded entirely differently to all other higher education courses. NHS students don’t have to pay fees because the NHS covers the cost of them.

    All eligible NHS students receive a non-repayable, non-means-tested grant of £1,000 a year. Students can also apply for a means-tested non-repayable bursary. The amount you receive depends on household income, the length of your course and where you are living while studying, e.g. living with your parents or living away from home.

    You can also apply to Student Finance England for a reduced-rate student loan. There are two rates of loan available. It’s slightly higher loan if you live away from home and lower if you live with your parents while you study.

    For more information and details of how to apply, visit the NHS student grants website http://www.nhsbsa.nhs.uk/students and www.gov.uk/student-finance/overview

    Note: European Union students are eligible to have their course fees paid but are not usually eligible for the bursaries or grants available.

    If you’re a social work student you can apply for all of the funding listed above in the same way as other students. However, you may also be entitled to a social work bursary from the NHS in Year 2 and Year 3 of the BA (Hons) Social Work course. 

    You can find more information about the social work bursary and details of how to apply at www.nhsbsa.nhs.uk/swb.

    External financial aid

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    Get help from outside organisations

    There are a number of external organisations that offer financial help to students. You can follow the links below to view additional support, which you may be able to apply for. Alternatively, why not try visiting  www.scholarship-search.org.uk

    Please note that the University of East London is not responsible for the content of these external sites and is not associated in any way with the funding schemes and their application.

    Family Action Grants
    The Student Disability Association Fund
    Sir John Cass’s Foundation
    The Leverhulme Trade Charities Trust
    The Newby Trust
    Walcot Foundation
    Wellcome Trust