Students need to balance their budgets – and it’s important to consider all the things you’ll need to find money for before you embark on the extras (like going out and having fun!)
We’ve included a brief guide What to budget for, and have included useful extra information about Council Tax.
There are also tips for ensuring you pay your way as a student.
The International Student Calculator can help you plan and manage your money for your studies in the UK.
Did you ever stop to think that a criminal could be posing as an employer? You may be offered a job which involves asking you to receive money into your bank account and transferring it to another account, letting you keep some for yourself.
For more information on the Money Mules Campaign including how to stay safe, spotting the signs of danger visit the Financial Fraud Action website or view their information leaflet.
Are you serious about education / training which has a strong likelihood of leading to work? Please check this website to see whether you might be eligible for a student grant from Lambeth Endowed Charities: http://www.walcotfoundation.org.uk/students-feb2009.html
Complaining about a financial institution? Have you made a complaint about a bank, insurance company or other finance firm - and are still not happy? The Financial Ombudsman may be able to help. Set up by law, the ombudsman is a free service with the power to settle financial complaints.
Being in debt can be a stressful experience. Not knowing how to deal with it can make it worse. Thankfully most debts can be managed if you know how. The self help debt pack is now available at http://www.newham.gov.uk/Debts-howtosortthemout.htm
How to Manage Debt
Listen to the How to Manage Debt MP3 (3.01MB) 
Read about How to Manage Debt (31KB)
Do you have a weakness for chocolate or perhaps a diet coke habit? Are you a smoker or are you addicted to the gossip in Heat magazine? Do you have a fondness for Starbucks cappucinos? Or frequently buy bottled water? The FSA cut back tool helps you rethink your spending habits by showing how much money you throw away over the course of a year.
Date: Thursday 16th Feb 2012
Room: WB2.02.- Docklands
Time: 1pm-2pm
Topic: Maximising your income through the Access to Learning Fund
Target audience: All Home, full-time & part-time, undergraduate and postgraduate students
What do you think of the workshops that you have attended? Are there any improvements we could make? As a result of the workshop what action point will you take away with you? E-mail smart@uel.ac.uk with your feedback. Please provide us with any appropriate comments that will help us to improve these events.
This excellent website gives an overview of income tax and NI contributions. It is aimed at 11-19 year olds but the information is clear and relevant. Make sure you stay informed and that you do not overpay your taxes. DID YOU KNOW that everyone is entitled to earn up to £6,475 tax free? This means that most students should not be paying any tax. Check your payslips and if you are paying tax, you may be entitled to a refund. See the Taxmatters website for more information.
All students are required by law to buy a TV licence. But DID YOU KNOW that if you are a student living in halls or residence or rented accommodation for only 9 months of the year, you may be entitled to claim a partial refund on your TV license over the summer months? Find out more.
Disover your 'Money Personality' with eight easy questions! Click here to download the 'Money Personality Quiz.
Find out what your star sign says about your way with finances. Look at your Payment Horoscopes here!
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